Short Sales & REO






About Short Sales and REO Homes in Vero Beach           


 If you are facing a short sale or a foreclosure action in Vero Beach or are in pre-foreclosure, you'll want an experienced advisor to assist you with choosing whether or not to try negotiating with your lender


The following information is provided to give food for thought. Since everyone's situation and needs are different, the most beneficial course of action can only be determined on a case by case basis.

BRISTOL COASTAL PROPERTIES, LLC can advise you and represent you when lenders won't act soon enough on your behalf.  There are specific things you need to know and do to save your Vero Beach home or property and any equity that may have accrued.


     "Price Your Home To Sell with the Short Sale Solution"

A successful short sale negotiation may prevent the homeowner’s need for a foreclosure or bankruptcy. A short sale can satisfy a loan balance in full and have no adverse effects on a person’s credit file.

Pre-Foreclosure “Short Sales? are a negotiated settlement or workout wherein the Lender, having considered a formal proposal from

BRISTOL COASTAL PROPERTIES, LLC helps you to stay consistent with your bank's internal criteria, agrees to accept less than the full payoff amount due from You (Borrower). The bottom line is a “Short Sale? workout program permits a qualified homeowner to sell a property irrespective of the amount owed and to settle for less than what is owed to the Lender/Mortgage company. They do this as an alternative to the expensive and time consuming process of foreclosure. Each mortgage company has their own set of processes through which they decide whether or not to accept a short sale, and while there are many similarities, each has its own requirements for approval.

The services provided by our Vero Beach real estate agents consist of the following:

                      1. Short-Sale Negotiations

                      2. Loan/ Mortgage Auditing

                      3. Loan Modification Negotiation

                      4. Pre-Foreclosure Negotiation

BRISTOL COASTAL PROPERTIES, LLC acting as a third party mediator, has a distinct advantage in negotiating with your mortgage company. We have developed an effective and streamlined solution to working out Short Sale transactions. We have the capability along with the knowledge that can assist the homeowner in getting a successful Short Sale approval. Many homeowners have experienced inflexibility from their bank/lender. We get the bank/lender to listen to your needs because they know and trust us. That kind of experience gives us credibility with many lenders. We've developed working relationships with key people in the pre-foreclosure and loss mitigation departments at most banks/lenders. Our integrity and professionalism allows us to be heard when no one else can. We use our experience and connections to the homeowner's advantage. The Lender may accept, reject, or make a counter offer to our Proposal. But it does not end there. Hint: If your current or prospective short sale company or negotiator asks the bank what will they have the wrong one! Should you hire BRISTOL COASTAL PROPERTIES, LLC?

Just fill out the forms and documents that we provide for you. Among them will be a Short Sale Hardship package that must be completed in full. These are the requirements for considering and approving a Short Sale. Once they are completed and given back to us we will start your case immediately. If the request is approved, appropriate documents will be forwarded for your signatures. Terms must be agreeable to You, (the Seller) and the decision to proceed will be Yours.

A successful “Short Sale? negotiation requires extraordinary professionalism from your real estate broker; and cooperation from you the Owner, The Buyer, and the Lender and will prevent the homeowner from going into a foreclosure which will have a 7 year statute of limitations on it and any homeowner having a foreclosure on their record will find it extremely difficult if not impossible to get a mortgage financed during that period of time. A successful Short Sale will also prevent the homeowners need to file bankruptcy which has a statute of limitations for 10 years on a person's credit record for that period of time. A successful short sale can satisfy a loan balance in full and have no adverse effects on a person’s credit file. Hence The Short Sale solution.

 BRISTOL COASTAL PROPERTIES, LLC will keep you updated on the progress of your case. Our dedicated staff continually updates all clients throughout the entire Short Sale process. We are always available to answer any questions, so call or email us at any time.

See how a Forensic Loan Document Review (Loan Audit) can help you secure an equitable Short Sale for You.

Vicki Bristol, Broker/Owner
Bristol Coastal Properties
601 21st Street, suite 300
Vero Beach, FL 32960
Phone: 772-559-5030 cell
Phone:  772-453-2888 office


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